Home :: :: Singapore Airlines Westpac Platinum Credit Card
Singapore Airlines Westpac Platinum Credit Card
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Key Features
- Two credit cards linked to one account, with only one monthly statement, one annual fee and one credit limit
- Maximise your KrisFlyer miles on purchases
- Singapore Airlines Westpac Platinum American Express® Card – earn 1.5 KrisFlyer miles per $1 spent on eligible purchases with merchants located within or outside Australia
- Singapore Airlines Westpac Platinum Visa Card - earn 1.5 KrisFlyer miles per $1 spent on eligible purchases purchases with merchants located outside of Australia
- Singapore Airlines Westpac Platinum Visa Card - earn 0.5 KrisFlyer mile per $1 spent on eligible purchases1 with merchants located within Australia
- Receive 10,000 KrisFlyer miles after your first purchase using either of your Cards
- For a fast and convenient payment option for everyday purchases of under $100, simply hold your Visa Card against the Visa payWave terminal wherever you see the payWave logo - no need to enter a PIN or sign.
- Earn double the usual KrisFlyer miles for every dollar you spend on singaporeair.com.au
- Complimentary insurances in accordance with the policy
- Overseas Travel Insurance cover for trips of up to 6 months
- Purchase Security Insurance cover
- Extended Warranty Insurance cover
- Get extra security when you shop at participating online retailers by registering with Verified by Visa, through Westpac Added Online Security service.
- Start your application here.
Review & Analysis
If you fly with Singapore Airlines regularly and want to earn more KrisFlyer points, then the Singapore Airlines Westpac Platinum credit card is for you. One of the very few cards currently available in Australia that are directly linked with the Singapore Airlines KrisFlyer rewards program, this card offers you an easy way to earn more points and enjoy many other benefits too, least of all a cheap balance transfer offer and a range of complimentary insurances.
Frequent Flyer Points
This is a dual card set up with a Visa and American Express version, both with different earn rates. You can earn up to 1.5 KrisFlyer points per dollar spent on both the Amex and Visa, but to get the rate on the Visa you need to purchase outside Australia. If you use your Visa card inside Australia, the earn rate will drop to 0.5 KrisFlyer points per dollar. Clearly it pays to use the Amex card as much as possible. Using the card to book flights and services with Singapore Airlines means you get double the points, a perk common with frequent flyer cards. You’ll also get 10,000 bonus KrisFlyer points after your first purchase on the account.
Other Rewards
The Singapore Airlines Westpac Platinum credit card isn’t just a one trick pony. Cardholders also get a range of insurances underwritten by Zurich including international travel insurance, purchase security insurance and extended warranty insurance.
Pros
The ability to earn KrisFlyer points is the main attraction with this card, but it doesn’t end there. Most dual card accounts have different earn rates, but the Singapore Airlines Westpac Platinum credit card doesn’t – you can earn the same number of points with either card as long as you are purchasing outside Australia.
As we’ve touched on above, cardholders also get the benefit of additional complimentary insurance that can save hundreds of dollars over the course of a year.
Compared to other platinum level frequent flyer cards, this card’s $250 p.a. annual fee is about average and very affordable. The balance transfer offer, however, is one of the best compared to others on our site. At 0.99% p.a. for 6 months, switching cards could save you a lot of money, help you pay off your debt faster and rewards you for purchases. The purchase and cash advance rates, at 19.49% p.a. and 20.74% p.a. respectively, are also competitive with other cards on the market.
Another benefit of this card is the contactless payment technology, called Visa payWave, that is built into the Visa card. If you are in a hurry and paying for something worth less than $100, simply swipe the Visa card at the checkout and you’re done – no need to sign anything or enter your PIN.
Cons
If you are travelling internationally a lot and using your card frequently, then you’ll rack up the points quickly. If, however, you spend most of your time in Australia and aren’t able to use your Amex card, you’ll be rewarded at the lower rate. This means that, for this type of person, it will take much longer to build up a points balance that’s big enough to redeem for anything meaningful.
Eligibility
As is customary, you’ll need to be a permanent Australian resident or citizen who’s at least 18. You’ll also need a good credit rating and be able to prove that you earn more than $65,000.
Is This Card Right For You?
If you want to earn points with KrisFlyer, then the Singapore Airlines Westpac Platinum credit card is absolutely worth looking into.
