| Additional Card Fee | $89 p.a. |
| Annual Fee | $289 p.a. |
| Balance Transfer Period | 6 months |
| Balance Transfer Rate | 1.9% p.a. |
| Cash Advance Rate | 20.99% p.a. |
| Duplicate Statement Fee | $7 |
| Extended Warranty Insurance | Yes |
| Frequent Flyer Points (AMEX) | - |
| Frequent Flyer Points (MC/VISA) | $1 = 1.25 Velocity Frequent Flyer points |
| Interest Charged From | Statement date |
| Interest Free Period | Up to 44 days on purchases |
| International Travel Insurance | Yes |
| Interstate Flight Inconvenience Insurance | Yes |
| Late Payment Fee | $10 |
| Minimum Age | 18 years old |
| Minimum Credit Limit | $15,000 |
| Minimum Income | $75,000 |
| Minimum Repayment | 2% |
| Over Limit Fee | $40 |
| Overseas ATM Withdrawl Fee | $5 |
| Overseas Emergency Card Replacement Fee | $Visit the issuer's website |
| Personal Item Theft Cover | Yes |
| Price Protection Insurance | Yes |
| Purchase Protection Insurance | Yes |
| Purchase Rate | 20.99% p.a. |
| Reward Points | $1 = 1.25 Velocity Frequent Flyer points |
| Rewards Program | Velocity Frequent Flyer |
| Transport Accident Insurance | Yes |