Frequent Flyer Credit Card Comparison
Frequent flyer points are still one of the most popular types of rewards points in Australia. They can be redeemed for flights with a variety of airlines including Qantas, Jetstar, Virgin, Emirates and others (depending on the reward program’s terms and conditions).
A frequent flyer credit card will typically have a higher than average annual fee compared to other cards, which means you need to spend significantly enough on the card to really get the benefit of the points and rewards on offer. As well as this, to be eligible for a frequent flyer credit card you will need a good credit history and be earning a set minimum income.
| Image | Name | Annual Fee | Balance Transfer Rate | Frequent Flyer Points | Purchase Rate | Apply |
|---|---|---|---|---|---|---|
 |
Citibank Silver Card
Points Never Expire. Flights on any Airline |
$89 | 2.9% p.a. | Citibank Take Flight | 20.74% p.a. | |
 |
American Express Gold Ascent Credit Card
$2 spent = 1 Membership Rewards Point |
$0 | - | $2 = 1 points | 20.49% p.a. | |
 |
American Express Qantas Classic Card
Earn Uncapped Qantas Frequent Flyer points |
$149 | - | $1 = 1 point | 20.49% p.a. | |
 |
ANZ Gold Frequent Flyer Card
Earn Uncapped Qantas Frequent Flyer Points |
$195 | - | $1 = 1.25 points | 19.49% p.a. | |
 |
ANZ Platinum Frequent Flyer Card
Uncapped Qantas Frequent Flyer Points |
$295 | - | $1.5 = 1 point (Amex) | 18.99% p.a. | |
 |
Suncorp Gold Card
International travel insurance, Qantas frequent flyer points, purchase cover. |
$99 | 1.9% p.a. | $3 = 2 points | 19.75% p.a. | |
 |
American Express Qantas Business Card
Earn uncapped Qantas Frequent Flyer points |
$299 | - | $1 = 1 point, $1 = 2 points if spent on Qantas services | - | |
 |
Citibank Platinum Card
Receive 20,000 Points |
$250 | 3.9% p.a. | $1 = 1 point | 20.74% p.a. | |
 |
American Express Qantas Ultimate Credit Card
Earn 1.5 Qantas Frequent Flyer Points per $1 |
$450 | - | $1 = 1.5 points | 20.49% p.a. | |
 |
Citibank Business Card
Earn 1.25 Reward Points per $1 Spent |
$74 | 2.9% p.a. | - | 20.99% p.a. | |
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ANZ Frequent Flyer Visa Card
Earn Qantas Frequent Flyer Points |
$95 | 2.9% | $1 = 1 point | 19.49% p.a. | |
 |
Citibank Emirates Credit Card
$1 Spent = 3 Skywards Miles |
$229 | 1.9% p.a. | $1 = 3 Skywards Miles | 20.74% p.a. | |
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American Express Qantas Premium Credit Card
$1 = 1.25 Qantas Frequent Flyer Points |
$249 | - | $1 = 1.25 points | 20.49% p.a. | |
 |
Jetstar MasterCard
Accrue 1 Jetstar cent per $1 spent |
$49 | 0% p.a. | $1 = 1 cent in Jetstar Dollars | 11.99% p.a. | |
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Jetstar Platinum MasterCard
$1 spent = 2 cents in Jetstar Dollars |
$149 | 0% p.a. | $1 spent = 2c in Jetstar Dollars | 19.24% p.a. | |
 |
Westpac Altitude Credit Card
Receive 5,000 Bonus Altitude Points on your first purchase |
$100 | 3.99% p.a. | $1 spent = 2 Altitude points on Altitude American Express ® Card | 19.64% p.a. | |
 |
Westpac Altitude Gold Credit Card
Get 10,000 Bonus Altitude Points with your first purchase |
$150 | 3.99% p.a. | 10,000 Bonus Altitude points | 19.64% p.a. | |
 |
American Express Blue Sky Credit Card
Earn 1 Blue Sky point per $1 spent |
$0 | - | $1 = 1 point | 19.99% | |
 |
Westpac Altitude Platinum Credit Card
$1 Spent = 3 Altitude Points |
$295 | 3.99% p.a. | 3 Altitude Points per $1 Spent | 19.64% p.a. | |
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Westpac Earth Credit Card
$1 Spent = 1 Qantas Frequent Flyer Point |
$75 | 0.99% p.a. | $1 = 1 Qantas Frequent Flyer Point | 19.64% p.a. | |
 |
Westpac Earth Gold Credit Card
No Qantas Points Capping |
$125 | 0.99% p.a. | $1 = 1 Qantas Frequent Flyer Point (Amex) | 19.64% p.a. | |
 |
Westpac Earth Platinum Credit Card
$1 = 1.5 Qantas Frequent Flyer Points (Amex) |
$250 | 0.99% p.a. | $1 = 1.5 Qantas Frequent Flyer Points (Amex) | 19.64% p.a. | |
 |
Singapore Airlines Westpac Gold Card
Receive 5,000 KrisFlyer Miles |
$75 | 0.99% p.a. | $1 = 1 KrisFlyer mile (Amex) | 19.24% p.a. | |
 |
Velocity NAB Standard Credit Card
1.5 Velocity Points per $2 spent |
$65 | 4.99% p.a. | 1.5 Velocity Points per $2 spent (Amex) | 19.99% p.a. | |
 |
NAB Qantas Credit Card
Earn 1 Qantas Point per $1 |
$65 | 4.99% p.a. | 1 Qantas Point per $1 | 19.99% p.a. |
More Information About Frequent Flyer Cards
If you want to earn rewards when you spend, then a frequent flyer card is a good way to go. Irrespective of how frugal you are, spending money on groceries, petrol, clothes and utilities is an unavoidable fact of life, so you might as well earn something back if you make your purchases on a credit card.
Types of Frequent Flyer Credit Cards: Direct Earn or Rewards Points Transfer Card
Its important to remember that there are two different types of frequent flyer credit card; direct earn credit cards and rewards cards that allow you to transfer the points into a frequent flyer programs. The direct earn type of card is directly linked to an airline frequent flyer program. For example, the ANZ Frequent Flyer Visa Card is directly linked to the Qantas Frequent Flyer program which means dollars spent on the card earn Qantas Frequent Flyer points. Alternatively, a rewards card will allow you to earn rewards points with the credit card issuer and then you can transfer the points into an airline frequent flyer program. For example, the American Express Gold Ascent Credit Card allows you to earn Amex Membership Rewards Points which then can be transferred over to a number of different airlines.
Frequent Flyer Rewards and Benefits
Frequent flyer credit cards have been around for years as a way to earn points when you spend, which can then be redeemed for flights, hotel stays, car rentals, faster check-in and more. Many of the travel credit cards on offer here also offer perks such as a helpful 24/7 telephone concierge service, complimentary domestic and international travel insurance as well as shopping discounts. When it comes to rewards, frequent flyer cards are where it’s at!
Focused Solely On Frequent Travellers
We are totally focused on making it easy to compare, review and find the best frequent flyer credit card. Choose between cards from the leading banks and issuers in Australia including American Express, ANZ, Citibank, Commonwealth Bank, NAB and Westpac. Apply for the frequent flyer offer that best fits your needs and start building points today.