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Frequent Flyer Credit Card Comparison

Frequent flyer points are still one of the most popular types of rewards points in Australia. They can be redeemed for flights with a variety of airlines including Qantas, Jetstar, Virgin, Emirates and others (depending on the reward program’s terms and conditions).

A frequent flyer credit card will typically have a higher than average annual fee compared to other cards, which means you need to spend significantly enough on the card to really get the benefit of the points and rewards on offer. As well as this, to be eligible for a frequent flyer credit card you will need a good credit history and be earning a set minimum income.

NameRewards ProgramPurchase Rate (p.a.)Frequent Flyer PointsAnnual FeeApply
Editor's Choice
American Express Qantas Ultimate Credit Card
30,000 QFF points for signing up. Free domestic return economy flight each year & travel insurance.
Qantas Frequent Flyer 20.74% $1 = 1.5 QFF points$250

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Editor's Choice
HSBC Platinum Qantas Credit Card
Earn up to 2 QFF points per dollar spent. Free Int Travel Insurance. Get 20,000 Bonus QFF Points.
Qantas Frequent Flyer 20.99% $1 = 1 QFF point$199

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Editor's Choice
Westpac Earth Credit Card
No points capping or tiering. Complimentary QFF membership.
Qantas Frequent Flyer 19.99% $1 = 1 QFF point (Amex)$75

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American Express Gold Ascent Credit Card
Earn uncapped points with no expiry date. Enrollment into Membership Rewards Ascent. No annual fee.
Membership Rewards Ascent 0% $2 = 1 Membership Rewards point$0

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American Express Qantas Premium Credit Card
17,500 QFF points on signing up. No points capping or expiry. Two Qantas Club invitations each year.
Qantas Frequent Flyer 20.74% $1 = 1.25 QFF points$149

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American Express Velocity Platinum Credit Card
Free domestic & international travel insurance, free Virgin airport lounge access & free flights.
Velocity Frequent Flyer 20.74% $1 = 1.5 Velocity Frequent Flyer points$349

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ANZ Frequent Flyer Credit Card
Get 10,000 bonus Qantas Frequent Flyer points. Uncapped Qantas Frequent Flyer points earning.
Qantas Frequent Flyer 19.74% $1 = 1 QFF point$95

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ANZ Platinum Frequent Flyer Credit Card
Free overseas travel insurance, extended warranty & purchase protection.
Qantas Frequent Flyer 19.74% $1.5 = 1 QFF point (Amex)$295

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Citibank Emirates Credit Card
0% on Balance Transfers for 7 months. Earn 4 Skywards Miles per $1 up to $25k
Emirates Skywards 20.99% $1 = 4 Skywards Miles$229

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Singapore Airlines Westpac Gold Credit Card
Bonus 5,000 KrisFlyer Miles. Complimentary overseas travel insurance & Visa payWave technology.
Singapore Airlines KrisFlyer 19.49% $1 = 1 KrisFlyer mile (Amex)$125

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Virgin Flyer Credit Card
Earn Velocity Points. 4 complimentary flights per year with Virgin Australia
Velocity Frequent Flyer 20.99% $1 = 1 Velocity Frequent Flyer point$99

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Virgin High Flyer Credit Card
4 free flights per year. Earn 2.5 Velocity points per $1 spent.
Velocity Frequent Flyer 20.99% $1 = 2.5 Velocity Rewards points$249

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Westpac Earth Platinum Credit Card
No points capping. Free overseas travel insurance.
Qantas Frequent Flyer 19.99% $1 = 1.5 QFF points (Amex)$250

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American Express Business Accelerator Credit Card
2 Membership Rewards Points per $1 spent
Membership Rewards 20.74% $1 = 2 Membership Rewards points$160

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More Information About Frequent Flyer Cards

If you want to earn rewards when you spend, then a frequent flyer card is a good way to go. Irrespective of how frugal you are, spending money on groceries, petrol, clothes and utilities is an unavoidable fact of life, so you might as well earn something back if you make your purchases on a credit card.

Types of Frequent Flyer Credit Cards: Direct Earn or Rewards Points Transfer Card

Its important to remember that there are two different types of frequent flyer credit card; direct earn credit cards and rewards cards that allow you to transfer the points into a frequent flyer programs. The direct earn type of card is directly linked to an airline frequent flyer program. For example, the ANZ Frequent Flyer Visa Card is directly linked to the Qantas Frequent Flyer program which means dollars spent on the card earn Qantas Frequent Flyer points. Alternatively, a rewards card will allow you to earn rewards points with the credit card issuer and then you can transfer the points into an airline frequent flyer program. For example, the American Express Gold Ascent Credit Card allows you to earn Amex Membership Rewards Points which then can be transferred over to a number of different airlines.

Frequent Flyer Rewards and Benefits

Frequent flyer credit cards have been around for years as a way to earn points when you spend, which can then be redeemed for flights, hotel stays, car rentals, faster check-in and more. Many of the travel credit cards on offer here also offer perks such as a helpful 24/7 telephone concierge service, complimentary domestic and international travel insurance as well as shopping discounts. When it comes to rewards, frequent flyer cards are where it’s at!

Focused Solely On Frequent Travellers

We are totally focused on making it easy to compare, review and find the best frequent flyer credit card. Choose between cards from the leading banks and issuers in Australia including American Express, ANZ, Citibank, Commonwealth Bank, NAB and Westpac. Apply for the frequent flyer offer that best fits your needs and start building points today.