Citibank Rewards Program
Citibank credit card holders receive access to a range of excellent rewards available through the Citibank Rewards Program. Rewards vary from card to card both in nature and value but the flexibility means that the rewards program is wide ranging and can be tailored to suit your needs. You pick the card that will benefit you the most.
Details of the Program
Unlike some rewards programs there are no joining or ongoing fees for the Citibank Rewards Program. You are automatically enrolled when your Citibank card is activated. You can track your points online and they don’t expire making everything simple and easy. As with all rewards programs, don’t just sign up for a card without working out whether your spending will actually be able to get you the rewards you’re after that the annual fee is worth your while for what the card can give you.
Earning Points
Every dollar spent on every day purchases when you use your Citibank credit card earns you 1 Citibank reward point. Just make sure you use your card to pay for all the usual bills and expenses and without spending anymore you can quickly earn some great points. If you’re a Citi Silver, Gold or Platinum credit cardholder, you can earn points even faster when you shop at one of Citibank’s bonus partners. Depending on your card you can earn a maximum of 5 points per $1 spent.
Redeeming Points
What can you get with all your points? Thankfully, there’s a lot of flexibility in the program. You can redeem points through Citi Take Flight and get great deals on flights with a range of first class airlines as well as accommodation vouchers. You can spend points on books and magazines, outdoors & fitness, electronics & photography, homewares, cashback and annual fees, gift cards and charities, travel adventures and more. It’s all quick and simple to do online and at your fingertips any time of day. Just be aware that there are some caps on the points you can earn (they vary depending on the card you have) but the caps are high and shouldn’t hinder or limit most credit card users.
Additionally you can choose cards that earn you rewards in the specific ways that suit you. For example, if you’re on the road a lot, consider the BP-Citi MasterCard. If you travel a lot, you can earn Skywards miles with the Emirates Citi Platinum credit card. Or if you’re in business, consider the Citi-Business card with bonuses and features that will give you access to benefits for business. Maximum suitability to your needs is what you’re looking for, and that’s what you’re likely to get with the flexible rewards cards and benefits.
Finally, most cards also give you access to Citi World Privileges meaning discounts, offers and specials when you’re abroad or those fancy little extras that make your day in the realms of dining, shopping, health & spa, sport, travel and more.
Eligibility
To benefit from the rewards program you need to be a Citibank credit cardholder over 18 years of age and an Australian resident. Most cards also require you to have a good credit rating and have a minimum income requirement.
