Earn Uncapped Points
Why settle for a frequent flyer credit cards which will cap your points earning? Travel farther with a card that won’t hold you back. Compare the credit cards that allow you to earn uncapped points in the comparison table.
| Name | Rewards Program | Purchase Rate (p.a.) | Frequent Flyer Points | Annual Fee | Apply | ||
|---|---|---|---|---|---|---|---|
Featured Card ![]() | Qantas American Express Discovery Credit Card Earn 10,000 bonus QFF points when you apply before 31 March 2012. Redeem for Classic Award seats. | Qantas Frequent Flyer | 20.74% | $1 = 1 QFF point | $0 | ||
Editor's Choice ![]() | Westpac Earth Credit Card No points capping or tiering. Complimentary QFF membership. | Qantas Frequent Flyer | 19.99% | $1 = 1 QFF point (Amex) | $75 | ||
![]() | American Express Qantas Ultimate Credit Card 30,000 QFF points for signing up. Free domestic return economy flight each year & travel insurance. | Qantas Frequent Flyer | 20.74% | $1 = 1.5 QFF points | $250 | ||
![]() | ANZ Frequent Flyer Credit Card Get 10,000 bonus Qantas Frequent Flyer points. Uncapped Qantas Frequent Flyer points earning. | Qantas Frequent Flyer | 19.74% | $1 = 1 QFF point | $95 | ||
![]() | ANZ Platinum Frequent Flyer Credit Card Free overseas travel insurance, extended warranty & purchase protection. | Qantas Frequent Flyer | 19.74% | $1.5 = 1 QFF point (Amex) | $295 | ||
![]() | Westpac Altitude Credit Card Bonus 5,000 Altitude points on your first purchase. | Altitude Rewards | 19.99% | $1 = 2 Altitude points (Amex) | $100 | ||
![]() | Westpac Altitude Gold Credit Card Bonus 10,000 Altitude points with your first purchase. No capping or expiry. Free travel insurance. | Altitude Rewards | 19.99% | $1 = 2 Altitude Rewards points (Amex) | $150 | ||
![]() | Westpac Altitude Platinum Credit Card Overseas travel insurance, purchase security & extended warranty insurance. No points capping. | Altitude Rewards | 19.99% | $1 = 3 Altitude Rewards points (Amex) | $295 | ||
![]() | American Express Gold Ascent Credit Card Earn uncapped points with no expiry date. Enrollment into Membership Rewards Ascent. No annual fee. | Membership Rewards Ascent | 0% | $2 = 1 Membership Rewards point | $0 | ||
![]() | American Express Qantas Premium Credit Card 17,500 QFF points on signing up. No points capping or expiry. Two Qantas Club invitations each year. | Qantas Frequent Flyer | 20.74% | $1 = 1.25 QFF points | $149 | ||
![]() | Citi Select Credit Card Free Priority Pass access to 600 airport lounges. 50,000 points for signing up. | Citi Rewards, Citi Qantas Rewards, Priority Pass | 20.74% | $1 = 1 QFF point | $700 | ||
![]() | NAB Qantas Platinum Credit Card No points expiry or capping. Amex & Visa cards to earn more points. Free overseas travel insurance. | Qantas Frequent Flyer, entre Program | 20.24% | $1 = 1.5 QFF points | $290 | ||
![]() | Velocity NAB Gold Credit Card No Cap or Expiry on Velocity Rewards Points. | Velocity Rewards | 20.24% | $2 = 2 Velocity points | $150 | ||
![]() | Velocity NAB Standard Credit Card No capping or expiry on points. Amex & Visa cards linked to one account so you can earn more points. | Velocity Rewards | 20.24% | $2 = 1.5 Velocity points | $65 | ||
![]() | Westpac Earth Gold Credit Card No points capping. PayPass technology for faster payments. Complimentary overseas travel insurance. | Qantas Frequent Flyer | 19.99% | $1 = 1 QFF point (Amex) | $125 | ||
Frequent Flyer Credit Cards
Every credit card that offers some kind of frequent flyer reward doesn’t always have the same points earning system. Some cards are suited to frequent flying travellers who don’t use their card all that frequently (ironically!). Such cards place a cap on the number of points that can be earned for each dollar spent on the card. For example, after a threshold of a $3,000 spent per month the dollar : points ratio is capped. Obviously if you are planning on racking up a huge amount of spending on your credit card and have the cash to pay off the balance each month then it will work out better to apply for a frequent flyer credit card that lets you earn uncapped points.














